About us

financial tools and services for the superhero

Traditional employment systems have made corporate workers a priority, while neglecting the gig economy.
That’s about to change because we’re here to provide financial tools and services for gig workers, freelancers, creators, digital nomads.

Our Trusted Partners

Our Mission

We believe the future of work belongs to the gig and remote worker. We are providing the modern workforce with the best financial services and benefits to help them build true affluence.

say goodbye
to the
‘old guard’


Jephtah Uche, Co-Founder & CEO

Earna is a product of relentless curiosity and dedicated craftsmanship. With over 25 years of collective experience in the digital economy, we directly understand the challenges faced by the gig and independent workforce in accessing financial services and benefits. This personal connection fuelled our dedication to create a platform that would address these issues head-on. A product we could put our names and reputations behind. From late-night brainstorming sessions in Lagos cafes to pitching our vision to global investors, we’ve poured our hearts and souls into building Earna. Today, it stands as a testament to the power of collaboration, and unwavering determination. Our journey continues, driven by our mission to redefine how modern workers manage their finances and access essential services, in a bid to ultimately drive affluence for all.

Our Core Values

We are relentlessly curious

We are keen on consistent learning and exploration in driving innovation and growth.

We are innovative

We are shaping the future of financial services and benefits with creative and forward-thinking strategies.

We are radically transparent

We’re big on building products with trust and accountability as key ingredients.

We are kind

We cultivate an ecosystem where empathy and compassion drive our success.

We are ruthless executors

We drive ourselves constantly to generate results that match our ambitious goals.


Do our core values resonate with you? Join us!

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Earna is a financial technology company, not a bank or an insurance company. All banking and financial services are provided by licensed banking and insurance providers. By offering this platform, Earna is compliant with all applicable laws, to protect the privacy and security of personally identifiable information. This website may not support enrolment in all Qualified Health Plans (QHPs) or Benefits, being offered in your state or country.

The E-mail addresses and telephone numbers that appear throughout this site belong to Earna and cannot be used to contact any of our benefit service providers. Copyright © Earna 2024.