Join the Earna Trybe - Our community of thriving earners 🎉


Get More Out of your Independence

Earna simplifies the challenges of being independent by helping you handle the complexities of insurance, retirement planning, and credit — in one convenient platform.

Our Trusted Partners


Get started in minutes ✨

Designed Rightly For You


Enjoy effortless access to multiple benefits and exclusive perks.



Access benefits without breaking the bank, fit for your work and lifestyle.



Hassle free, no paper work needed and 100% digital for you.


Available Products 💡

Do more with a lot less

Access Health Plans

Improve your health and that of your loved ones with our plans, including hospital care and more

Protect your Gadgets

Shield your devices against physical damage, cyber threats, water damage, theft and loss.

Access Loans

Secure hassle-free loans with flexible repayment options. Unlock opportunities and achieve your financial goals.

Build your credit

Establish and improve your creditworthiness with tailored solutions. Unlock access to better financial products and opportunities.

Retire in Style

Plan for a comfortable retirement with tailored financial solutions and peace of mind for your golden years.

Seamless Transaction

Effortlessly manage payments & invoices. Convert, save and send in multiple currencies with ease.

No strings attached


Seamless | affordable | 100% digital

Testimonials 🩷

For People On The Move

Saviour Okusenogu
3D Animator
Earna makes me feel seen. I like the idea of what they are solving for from the first day I heard of them. The ease with which I have been able to insure my devices is lovely, I like it. I can't wait to see other things they come up with.
Aisha Adeola
Social Media Manager
I never knew I could easily access health coverage plans until I got introduced to Earna, this has been a beautiful experience.
Josteve Adekanbi
Software Engineer
Thanks to Earna, I can purchase and manage health insurance plans for my parents back home hassle-free. It feels like a big burden lifted off my shoulders.
Amaka Nancy
Data Analyst
Earna's device insurance ensures I deliver without delays on my job. With protected tools, I excel in every remote job with confidence.

FAQs ⚡



create your best life


Earna is a financial technology company, not a bank or an insurance company. All banking and financial services are provided by licensed banking and insurance providers. By offering this platform, Earna is compliant with all applicable laws, to protect the privacy and security of personally identifiable information. This website may not support enrolment in all Qualified Health Plans (QHPs) or Benefits, being offered in your state or country.

The E-mail addresses and telephone numbers that appear throughout this site belong to Earna and cannot be used to contact any of our benefit service providers. Copyright © Earna 2024.