Join the Earna Trybe - Our community of thriving earners 🎉

a safety-net for

We have curated the best benefits for you - all in one single platform


Available Products

Your Actual Friends With Benefits

Plug yourself to the best plans, designed to protect your work & lifestyle.

Health insurance

Access quality healthcare that always answers to you and your loved ones.

Device coverage

Shield your devices against loss, physical and cyber damage. Access claims within 72 hours.

Retirement plans

Secure an active and adventurous future for your senior years.

Our Trusted Partners

Why use earna?

WHY CHOOSE EARNA every time?

We simplify the challenges of balancing work and your lifestyle, plugging you to insurance and retirement plans all in one platform.



Realtime monitoring and updates on all plan usage.

Automated claims and tracking processes on device coverage.

Set up automatic contributions & payments for retirement accounts & insurance subscriptions.



Access variety of health packages without any expertise needed.

Easily access claims on your favourite devices & gadgets within 72 hours.

Manage your existing pensions and contribute towards your retirement from anywhere in the world.



Health care that caters for you and your loved ones for as low as N5000.

Device coverage on your favorite devices from N10,000.

Contribute towards your retirement at your own pace.

Get started in minutes

Up and running in 5

Create an account and get started much quicker than you’ll make an omelette in 5 minutes.

Mobile app coming soon*


Sign up

Setup; Get your account confirmed and sign in.


Explore products

Discover health, device & retirement plans for your needs.


Manage plans

Effortlessly manage all your plans and retirement contributions in one platform

Saviour Okusenogu
3D Animator
Earna makes me feel seen. I like the idea of what they are solving for from the first day I heard of them. The ease with which I have been able to insure my devices is lovely, I like it. I can't wait to see other things they come up with.
Aisha Adeola
Social Media Manager
I never knew I could easily access health coverage plans until I got introduced to Earna, this has been a beautiful experience.
Josteve Adekanbi
Software Engineer
Thanks to Earna, I can purchase and manage health insurance plans for my parents back home hassle-free. It feels like a big burden lifted off my shoulders.
Amaka Nancy
Data Analyst
Earna's device insurance ensures I deliver without delays on my job. With protected tools, I excel in every remote job with confidence.

Testimonials from people just like you

the hype about earna

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Access your plans anytime, anywhere, on any device via our secure web platform.


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Earna is a financial technology company, not a bank or an insurance company. All banking and financial services are provided by licensed banking and insurance providers. By offering this platform, Earna is compliant with all applicable laws, to protect the privacy and security of personally identifiable information. This website may not support enrolment in all Qualified Health Plans (QHPs) or Benefits, being offered in your state or country.

The E-mail addresses and telephone numbers that appear throughout this site belong to Earna and cannot be used to contact any of our benefit service providers. Copyright © Earna 2024.